
Polaroid Image Maker (www.poladroid.net)
1. Downloade die kostenlose POLADROID Application und starte sie
2. Drag & Drop deine Photos
3. Warte… warte…. warte weiter… oder schüttel das Foto.
4. Fertig ist das Poladroid
….This could get addicting!
Windsurfing Euro Challenger Pobierowo 2008 - Gmina Rewal ... [watch video]
Windsurfing Euro Challenger Pobierowo 2008
Tags for this film: Brzozowski, robert, 2008
I have been working in financial banking for about four years now. It has been quite experience for me as I had no prior banking knowledge when I started. Hell, I was studying for a major in Theatre and minor in History, when I first started and even in school, I did everything I could to avoid any type of mathematical courses. At that time it was literately the bane of my existence. But I have learned quite a bit since then and I would like to say I take a very unique approach to the way I work with my clients. Engaging them on a consumer to consumer level of understanding and determining what is best for them. It is not enough to look at an individual with spreadsheet of financial earnings and average depository balances. My clients are much more, then a dollars sign on their forehead. They are a single parent struggling to make ends meet and looking for other options then just credit debt. They are the startup company looking to finally be independently free from having somebody else telling them how to do their job. They are the newlyweds, who finally found that dream house and need just a little help to make it their home. Sharing with them the recent economic decline of the market and finding positive solutions to refortifying their financial security. It is my job to give them a banking experience that exceeds any other they have ever experienced.
I want to start off with my story with something that I have always been curious about. What is happening to our market and what is the real cause of such a dramatic drop in our US market. Does the fault really come down to the banks at our recent decline of depository interest rates? Were the pay outs to these CEO’s really such a huge down turn towards the economical fact of the little guy losing it all. Can the blame for increase foreclosure on homeowner be place on the mortgage companies? Sure it does, if you are looking for a quick escape goat. The fault lies entirely on “The Banks” an there are no other factors to consider. However, if you are like me… And something just doesn’t add up right. Then let us look at some other alternatives to this recession.
It is to my understanding that when the government decides to institute a stimulus plan. Its reasoning is to influence the market, giving more opportunity to spend on goods that are sold and traded here in the US Market. When people aren’t spending money on groceries, furniture, electronics, or any other type of consumable product, it causes a decrease in the market. In turn companies lay off employees, salary cuts are made, prices go up, and average cost of living increases.
Some people think, “Well, that money that I get from my stimulus is going to pay off some of my debt, or go towards my credit card?” And that’s the reason way things aren’t getting better… WRONG!! Paying off debt or even credit cards, influences spending on other products in the long run. Hell, if your credit card is now paid off, in a couple of months you’re going to start using it again… its inevitable. So what is causing such economic strife? Here another look at a possible issue, that doesn’t get addressed. With the increase of fair opportunities to immigrants and foreign trading, it has opened the door to spending in other countries. And I’m not talking about holiday spending in Paris or London. I’m talking about the realization that most immigrants that live here do not spend hard earned money here in the US. Instead, they wire nearly tens of thousands of dollars a month back to their own countries for spending. Stay with me on this thought… I’m certainly not placing any blame or giving reason for thought that immigrants are to blame. Just making point, on a very real fact of how things are progressing here. So how does that affect us, if there only sending a few thousand dollars on a daily basis back to their home countries… It has a huge impact. That hard earned money isn’t being spent on new appliances, or home furnishings. It’s not being spent on new cars or nights dinning out with the family. It creates a snowball effect to all those individual companies such as; Wal-mart, Sears, Macy’s, or Best-Buy. That now has to make up individual store slumping sales somewhere in the country. Manufactures aren’t thriving on consistent sales to wholesalers and now the cuts and risky pay outs being to root there way into economic stability of a single Corporation cause much lose on a much grander scale.
This is only part one of "Withdrawal and Deposits, the way i see it"
More on topics such as this and other covering the banking world to come
If you have a question, I promise to answer honestly and with the best of my knowledge

My buddy Rob Wesley (aka rbo) does some great work.
Flickr page with more information about this:
Check out his website: