Search posterous

Search all posts and users. Type a name, type a favorite song title, whatever! See what comes up.
  

More posterous blogs











More recommended blogs »

Here are posterous posts filed under creditscore...

Filed under: credit score

Ron says...

FICO recently unveiled what they call damage points; how much a credit score is lowered due to negative items appearing on your report. 

 

fico1.jpg

 

Now you know.

 

Filed under: credit score

kathleen says...

Read full Post Here

If you are buying real estate in the next 6 months and you want to get a loan you should watch this video because you can hurt your credit scores if you aren’t careful.  The people who rate your credit put together a video explaining how your choices can lower your score... for example opening new accounts to get a discount.

Read full Post Here

Filed under: credit score

BTE says...

Finovate Startup 2009 Live Twitter

I am attending Finovate Startup 2009. It is an action packed 1 day format which I belive will lend itself perfectly to a live twitter. Stay tuned it should be an amazing day. http://twitter.com/BlogTrafficExch In the break I have scheduled some talks with SimplFi, Mint, and Calendar Budget. I am...


ly-> next-> com-> â-> rt-> http


Search engine for blog by BlogSearchQuery.com
5 Online Store Search Results

    Best blog search engine by BlogSearchQuery.com
    5 Online Store Search Results

      • Photo of Bank of America ATM Machine by Brian ... Bank of America has been granted a patent for its Active Card Control solution... Image via Wikipedia A new technology that allows it's corporate clients to manage the available funds on corporate purchasing cards dynamically and in real time. The company says the technology helps reduce the risk of theft and enables clients to gain increased control over employee expenditures. The Active Card...
      • Mlm Tips - Biggest Killer For Network Marketing Businesses As far as network marketing tips are concerned, if there is one you should write out and plaster on your wall it's this..."Never come across as a desperate marketer."Network marketing is full of desperate marketers yet the sad part is, many just don't realize they are acting desperate and it...
      • How to Protect Yourself from eBay Fraud There’s no way to measure what percentage of eBay auction items that are being sold are fraudulent, or what percentage of eBay buyers have no intention of actually paying for the item, but the sheer number of attempts to fraud honest eBay members is most certainly a growing problem. You...
      • Late Again (Part One): People Who Have or Will Have Died at Least Twice It has happened for just about ever, and will end just about never: premature obituaries. What was once a gossipy word-of-mouth process evolved to the printing press, then radio and TV, and currently email and websites. An erroneous report or claim of death is caused by many factors – fraud,...
      • Turning a Hobby into a Work-From-Home Job In this recession, more people are turning to a work from home job to make their income.  The Internet has become the new marketplace for many people displaced from their normal jobs.  For several years, it has been a source of additional income for many, and a great source of...
      • Island Muay Thai - Welcome to Koh Tao The New Thai Boxing Blog of Island Muay Thai Koh Tao Welcome to the Island Muay Thai Boxing Accademy This is the home of the Thai Boxing School "Island Muay Thai" in Koh Tao Thailand. Here is where all the thai boxing news will kick in shortly. We will add fight reports, pictures and videos on this blog not only from...
      • rss-ny_06.png Some Realy Cool Christmas RSS Icons. I was thinking of creating a set of Christmas RSS Icons for my subscribers when I chanced upon this set at ajaxpath.com. The download link cam be found at the footer of my feeds. From time to time I will be adding goodies and freebies links to my feeds,...
      • What to do with a Semi-Used Gift Card For special occasions my mom is likely to give me a Gift Card with a major corporation behind it (Visa, Amex, etc.).  It is likely she does it because I am a PAIN to shop for (just ask THE WIFE) - I don't have any REAL hobbies, I hate spending...
      • exercise How to Keep Your New Year’s Resolutions At the beginning of each year many of us realize that we’re not exactly where we would like to be at in some part of our life, whether it’s our health, our relationships, our hobbies, our jobs or something else. We then resolve to improve some aspect of our life...
      • Virtual Marketing - Vision with the latest in Techniques Virtual marketing is a broad term used to define professional internet marketing services.  This includes web design, development, search engine optimization, social marketing optimization and much more. These days there are many e commerce companies who use latest programs and techniques for improving their business. They use the latest technology...
      Blog query by BlogSearchQuery.com

      Blog Search Query Tags:

      Blogging personal finance management FinovateStartup09 hippo credit score budget personal finance blog twitter lazy man quiet period chris larsen rudder

      Filed under: credit score

      menlomam says...

      How to Go Into Debt to Get Out of Debt

      This really sounds like the ultimate oxymoron, but one of the best ways to get out of debt is to go a little bit further in. What’s that? First, to help this make more sense, let’s clarify – if you need to get out of bad debt, going into good...


      let-> credit-> person


      • buffet-book.j pg Book Giveaway: Warren Buffet Speaks-Wit And Wisdom From The World's Greatest Investor. Hear Ye Hear Ye - Want a free book about Warren Buffet, the "World's Greatest Investor"? Then you have come to the right place. I am giving away this funny and insightful book (the new edition) into the mind of Warren Buffet that any fan/investor will find at home...
      • Is Business Credit Card Helpful? ‘Yes’ –is the answer that’s comes out almost immediately. That is true at least for most businesses (especially small businesses). Before we delve deeper into how business credit cards are helpful, let’s try and understand what a business credit card is. Put simply, a business credit card is a credit...
      • The "But Everyone Has A" Mentality A few days ago a stranger stopped me outside The Home Depot and asked how old my van was.  Apparently, it reminded him of a work van his father drove. "1990," I replied. "Wow, 19 years?" he said with a surprised look on his face. "Does it still run good?"...
      • The IRS Produces Videos for the Deaf in American Sign Language (ASL) to help them Understand Recent Tax Changes When I discussed the best cell phone service for deaf or hard of hearing people I mentioned that my brother was deaf (yes, I know Sign Language).  So, whenever I hear something about deaf life or culture I have more than a general interest.  So, thanks to Kay Bell of...
      • Over light learning to let go, part 2 I talked about learning to let go before, in the context of letting go of stuff. It's easy to get attached to stuff.  People keep the tchotke from their wedding, that special mug from the first time they visited Cleveland and the wedding program of their 8th-best friend.  But the...
      • Five Personal Finance Myths That You Need To Ignore A lot of hear some basic tenets of personal finance when we’re young, and tend to accept them as fact without ever really thinking about the merits of the statements being made. At this time, we’re too young to know the difference, and we hear these things from adults, so...
      • Somebody is watching you Somebody is watching you Who's watching, Tell me, who's watching, Who's watching me Somebody's Watching Me, Rockwell, 1984 I love going to church and listening to our pastor's sermons.  Funny, I remember a time when I would literally count down the time to when church service was over.  Now that I am older...
      • Living Within Your Means and the Marital Allowance The mainstream media is now chock-full of stories about married couples having to tighten their belts to "live within their means."  It is interesting that these stories are only recently becoming popular because not living within your means is a problem whether the economy is in good shape or, like now, in...
      • Spenders Jumping on the "Shopping is Patriotic" Bandwagon Black Friday always makes for an interesting study in consumer behavior.  In addition to the shocking news about the Walmart tragedy, commentary from the shoppers themselves is instructive. Mr. ToughMoneyLove was listening to NPR today when a field reporter caught up with a Black Friday shopper waiting for a Best Buy...
      • reduce personal debt Looking For A Quick Way To Reduce Personal Debt? Many people believe that there is no way that they will ever be able to reduce their personal debt, but by following some simple tips, a person can reduce their personal debt quickly and maintain their financial stability for many years to come.
      Search engine query by BlogSearchQuery.com
      5 Online Store Search Results
      1. 1-2 Person Tents Tents Canopies Camping Hiking

      2. 3-4 Person Tents Tents Canopies Camping Hiking

      3. Credit, Charge Cards Trading Cards Collectibles


      • Top Ten Methods And Tactics To Get Your Man Back Again Some passionate break ups just aren't meant to be, and are worth trying to mend. Are you trying to understand how to get your ex boyfriend back? The first thing that you must to do, is to determine whether or not this is actually what you want to carry out....
      • Global Reach: Online Presentations Teleconferences, Webconferences and Webinars Teleconferencing is an easy, economical way to meet with two or more remote parties. Web conferencing is perfect for team collaboration, sales presentations and training sessions—any time you want to add a visual dimension to your teleconferencing. A Webinar lets you reach out to large groups...
      • A Blog Gives You a Voice A blog gives you a voice - a platform - a place to show your prospects and customers just how much you know - a place to start conversations - conversations that lead to building credibility, trust and customer loyalty. If you have ever struggled with how to effectively communicate...
      • Working Successfully with a Web Designer I recently had a conversation with a client that really opened my eyes. As she was thanking me for making the process of developing her new website such a pleasure, she admitted that she had delayed having a new website for two years. Why? Because in the past, other web...
      • secrets of a stingy scoundrel book cover Review: Secrets Of A Stingy Scoundrel You need friends in retail places.  You’ve got friends in high places that could help you get a job but won’t.  And you’ve got friends in low places that make you feel better about yourself.  But you need friends in retail places. Need furniture?  Make a friend at IKEA.  Electronics? ...
      • Testing for Dyslexia in Adults – Your First Step for Dyslexia Treatment Most people who have the symptoms of dyslexia are diagnosed earlier in life, but there are other people who grew up as adults and do not know that their learning disability is brought by dyslexia. They hide their learning disability and suffer the disabling effects of dyslexia through adulthood making...
      • Bitchy Battlin' The new Mariah Carey single Obsessed video was just released. Saw it. Heard it. The music itself is nothing innovative or even really catchy but will no doubt be bumped by all the thirty-something rich girls and twenty-something gays that I guess make up her fan base. This isn't what's...
      • plug 4 Easy Little Touches Anyone Can Do To Their Home When it comes to home renovation, many people are under the impression that it means big projects that are costly. Actually, there are many different small and inexpensive projects that can be done that will not only make your house look great, but also increase its value. Most of these...
      • Forums Are A Marketer's Goldmine - Step 2 Forums Are A Marketer's Goldmine - Step 2 Step 2: Loitering and Lurking - Not Against the Law in Forums Once you’ve found a worthy forum (one with a good number of posters that allows sig files), go ahead and register for the forum. Normally, you’ll only need to provide...
      • Limited Numbers Done Right Next up comes the limited numbers method. Only allowing a limited number of people into the site at a particular time, or only allowing a particular amount of people to buy at a particular price. Again, quite widely used, and both catering to impulse buyers as well as adding value,...
      Blog search engines by BlogSearchQuery.com
      5 Online Store Search Results
      1. Credit, Charge Cards Trading Cards Collectibles

      2. 1-2 Person Tents Tents Canopies Camping Hiking

      3. 3-4 Person Tents Tents Canopies Camping Hiking


      • Another Subprime View I started to compile a list of links to articles regarding the Subprime Meltdown, and recently added an article by Davis Einhorn titled "Einhorn on Credit" (note this is a PDF that will open in a reader or offer to be saved). While I agree with much of his view,...
      • How to Fix Your Home for Summertime How to Fix Your Home for Summertime /caption] When the leaves grow back, the April showers give way to May flowers, and the sun starts shining again, it can only mean one thing: summer's back. If you live in a northern state where summer isn't exactly a year-round thing, this season of fun in the sun is...
      • Weekend Links: Get Your Cheap Halloween Candy Edition Twice a year, I try to remind you that there's going to be big sales on candy. These two times are after Halloween and after Easter - conveniently about 6 months apart. Now the links: Blip Blap wants to know what's the dealio with retirement accounts? Stuck in a rut?...
      • Need a Cash Loan? Payday Loan Advancing Nearly everyone is trying to get in on payday loans. The concept of the loans is to provide fast cash for emergencies; however, when lenders realized it is a quick get-rich scheme, now everyone is opening up payday loan stores. Payday loans are agreements between company and individual. The borrower...
      • photo of email, find an email address Reasons For Conducting Reverse Email Searches  Check Out Our Reviews Of The Top Email Finders Today! By this time you probably have searched around and know all about reverse email search services. Basically these are companies that offer you access to their databases full of contact information on whoever you may be looking for. The big...
      • how to be a good partner to a stay-at-home spouse You may not realize it, but being a good spouse to a stay-at-home parent is a hard job in and of itself. There are few key actions you can concentrate on to try and help each other. I am terrible at almost every single one of these tips, so for...
      • Best and Worst Money Moves Jim at Bargaineering.com has been compiling a list of best and worst money moves. I've been putting it off simply because it's pretty hard to go back and analyze over the years. Do I include the set of 1986 Celtics Basketball cards that have appreciated some three hundred times their...
      • Grab some end-of-year bargains (This post is part of a Money Blog Network Group Writing Project on Year-End Money Moves.  Check out the Money Blog Network for the whole scoop!) As 2007 winds down there is the opportunity to pick up things at bargain prices.  Of course, nothing is a bargain if you don't...
      • Water Diet Also Promotes Weight Loss Water diet also promotes weight loss - Before any eating. So, the day should start with a glass of clean water (it is important that the water was filtered, and therefore useful, otherwise all the water mission would lose its meaning) before breakfast. You can add the water a little...
      • How to Eliminate Your High-Interest Consumer Debt. It’s easier than ever to borrow money to pay for all the things you want in life. You’ll be offered financing for your house, your car, a large television, new furniture, recreational vehicles and the like. Even for smaller items you can use a credit card to get yourself into...
      Search engine for blog by BlogSearchQuery.com

      Blog Search Query Tags:

      decades oxymoron stock market bad debt credit score small portion Stocks retirement consolidation loan credit cards Debt declaring bankruptcy

      Filed under: credit score

      menlomam says...

      9 Steps for Establishing Credit

      Credit is the catch all term for the act of lending money. It can take the form of a credit card, in which the lender buys the things you want and you pay them back. Loans are where you have the money given to you with the promise to pay...


      paying-> bank-> lenders


      • excess_bank_reserves A New Trick For Stemming Inflation? The Fed Now Pays Banks Interest For Masses of Excess Reserves Here's a graph showing the amount of "excess" (beyond required amounts) reserves held by U.S. banks.  It covers quite a span of time, but it's the best-looking one I found showing the relevant data.  The graph also gives just a bit of sense of the extent of the unprecedented nature...
      • Pay Day Loans: They Just Don't Make Sense Over the summer a previous I had picked up a summer internship with the state doing technology work in a town about an hour away called Sioux Falls, which has a population of about 150,000. He was able to rent a bedroom from a couple he knew for only $200...
      • Are Banks Unethical in Charging Interest? A commenter last week on Trent's article about whether or not it's ethical to walk out on a mortgage said something that I feel needs to be addressed. He wrote: I must say that at first when I read this title I thought that it could be pretty cool to...
      • vacant3 Banks Aren't Taking Back Foreclosures Lenders are now making it tougher for homeowners to just literally walk away from a home that has been foreclosed on and the value has gone below the outstanding mortgage amount due. The bank lenders are no longer going to take back the property so the homeowners will now need...
      • RateLadder Requests Prosper Loan I am requesting a Prosper Loan.  I am a AA, homeowner, verified bank account, Prosper lender with an 11K+ lending portfolio. This is my 1st foray into borrowing on a p2p website. I believe in p2p lending and with this loan I will gain a borrower's perspective. My loan matches the...
      • Student debt escalates The cost of attending a university according to government figures is as follows: £4,125 per year in course costs (such as tuition fees) £6,897 per year in living costs (including basic living requirements, household costs, course and non-course related costs such as travel and entertainment) To show just how much...
      • Banks Teaching the Futility of Chasing Credit Scores Banks and other lenders are now teaching many of us a lesson.  The lesson is the futility of focusing on credit scores as a financial planning strategy. You probably know what I am talking about.  Consumers have been afraid of closing unused credit card accounts because it will reduce the...
      • TARP for sale What Happens When The Banks Pay Back TARP Money? Goldman Sachs says they're ready to pay back TARP money, but what happens once they do it? To some of you I'm sure there is nothing that gets your jollies going better than a juicy headline from the likes of Perez Hilton.  While infatuation with Hollywood celebs requires a certain...
      • Get $1000 Cash Fast! Payday Loans for Everyone Nowadays, payday loans are for everyone. Payday loans are unsecured loans i.e. you fill out an application, wait for a response and the money arrives in your checking account if you are approved. Land base loans are different. If you qualify for a land base loan, most lenders will write...
      • PayCheckToday.com - Apply Now! - get up to $1000 Payday Loan Advance and Fees Applicable Lenders offer payday advances on loans, which tie borrowers over until the next paycheck arrives. The advances are providing with agreed parties. The borrower pays the loan amount back on a fixed date and pays a fee to the lender, and the lender loans the borrower money. The loans can...
      Best blog search engine by BlogSearchQuery.com
      5 Online Store Search Results
      1. Bank of Canada Canada North, Central America Paper Money World Coins Paper Money


      • Advantages of Electronic Bill Pay Are you still holding on to the idea of writing a check for each of your bills? Are you still rifling through your desk for stamps and trying to calculate the number of days your check needs to travel through your vendor’s processing department? If this sounds like your method...
      • How to Start a Business in Los Angeles (county) Starting A Business in Los Angeles, the slightly longer than it needs to be version: Step 1 So many people have ideas that end up going nowhere simply because the concept of starting a business seems to be overwhelming. It’s actually really easy and I aim to show you how....
      • Need help with life after infedelity My boyfriend and I have been dating for 6 years. For the first 3 and a half we were on and off and everywhere inbetween just because we were young, naive, and unsure of what we wanted. He was my first boyfriend, first kiss, first love, first to take my...
      • Small Business Help One of the business areas that I've been thinking of getting involved with is small business consulting.  I've run a number of successful companies over the past few years and as such, I have a TON of experience in all aspects of small business.  Basically, if you have an idea...
      • Dig Yourself Out of Debt: Cleaning Up This is part 5 of the 5 part series “Dig Yourself Out of Debt”, published every Thursday. Surfing old posts? You can catch up on Part 4 by clicking here, or start at the beginning by clicking here. Hopefully by now you have worked out what you owe, started...
      • Entrepreneurs Warned to Avoid Signing Up for New Small Business Credit Cards Small Business owners are being cautioned to avoid applying for new credit cards that are being labeled as “small business credit cards.” Getting a new credit card labeled expressly for small business may sign you up for extra liability, despite reforms under Credit Card Holder Bill of Rights that goes...
      • Use Billpay To Get A Voided Check How often do you use checks? Most of the time, it’s to set up a direct deposit right? Well, my friend Scott (he runs the Ghent Bar Tour in Norfolk, which is a charity bar tour that raises tens of thousands of dollars a year) asked me if it was...
      • Bank Of America (NYSE: BAC) CEO Ken Lewis To Retire Following what has been a tumultuous year since the Merrill Lynch acquisition, Bank of America (NYSE: BAC) President and Chief Executive Ken Lewis announced Wednesday he will step down from his role as the company’s head and retire.  Lewis notified the bank’s board of directors that his retirement will be...
      • pennies Getting Out of Debt Quickly pt 3 This is part 3 of a 4 part series on getting out of debt quickly. Make sure that you read all four parts in order to get the most out of this sequence of hints on getting yourself or your family out of the debt trap. Make sure that you...
      • Reblog this post [with Zemanta] App Bank: Making Social Money After months of development and operation in stealth mode, we are excited to announce the release of our crowd-sourced, paid content platform. This patent-pending system is the first platform that allows developers to make money for creating applications on Facebook. Anyone can do it, there's no need to understand computer...
      Blog search by BlogSearchQuery.com
      5 Online Store Search Results
      1. Bank of Canada Canada North, Central America Paper Money World Coins Paper Money


      • Reviewing Your Site Reports After you submit your site name to the search engine and build some reciprocal links to your site, you want to see if your e-marketing plan is actually attracting new visitors to your site. Office Live includes several Site Reports that analyze the traffic to your Web site. Site Reports...
      • Portfolio Update - DOW Crash Causes Firesale on Canadian Bank Stocks Well, in case you don't know yet, late yesterday and then all day today the stock market crash fell quite a bit MORE below its November lows (we're definitely in new territory now) to close at 7365.67.  We're now back at 1997 levels.  I'm not sure that that means that...
      • SmallbusinessvoIPsystem4 Checklist: Calculating the Total Cost of an IP Phone System Checklist: Calculating the Total Cost of an IP Phone System TCO involves everything from network preparation to maintenance to bandwidth costs. by Robert Poe | January 20, 2009    Knowing what you're going to have to spend on a new IP phone system requires more than looking up the price of...
      • What's all the HYIP about? JLP just sent me an e-mail about a forum that chats about autosurf programs and HYIP programs. HYIP stands for High Yield Investment Plan. Before you get too excited, let me explain what they are. Often HYIPs have as their core website advertising sales called autosurf programs. These are scripts...
      • money and investing Tax Free Retirement Investing with Your Health Savings Account Several years ago, my employer switched our group health insurance to a high deductible plan with a Health Savings Accounts (HSA).  Unless and until the Obama administration manages to totally revamp our health care system on a national scale, I suspect that many baby boomers will be introduced to the Health Savings Account...
      • How To Open Your Millionaire Mind, FAST! Imagine yourself one year from today. Go ahead. If you don't know that date, check it right now. Project yourself one year from now. In fact, if you're on your computer, go to the calendar in the left hand corner of your monitor screen and double click it. Scroll the...
      • 36 Ways to Reduce Your Home's Energy Use With energy prices creeping back up, and the sustainability of our environment in question, I thought that it would be beneficial to share some of the energy saving tips that I have picked up over the years. Depending on your location (hot or cold climate), some of the energy saving...
      • Website Review: FantasyStockMarket.com You've heard of Fantasy Football leagues, where participants create their own football teams by selecting players from the real-world NFL roster.  People join leagues and compete against one another; earning points based on how their selected players perform in the real games. Now, you can join a Fantasy Stock Market,...
      • Editorial: Illusory Economic and Banking Recovery Continues - Right? Many people are either scratching their heads in consternation or celebrating over the assertions by the government and its court economists that the economy in the U.S., and by extension - the world - is in a state of recovery. It's so nonsensical when you take into account the overall...
      • Credit Cards New Credit Card Law - Helps or Hurts? With the passage of the new Credit Card Accountability Responsibility and Disclosure Act of 2009 also known as the Credit Cardholders' Bill of Rights Act of 2009, the Obama administration is being hailed as the savior of the little guy. President Obama wants to ensure that people use cards...
      Best blog search engine by BlogSearchQuery.com

      Blog Search Query Tags:

      credit habits Banking Personal Finance loans relationships lending money secured credit bank credit unions relationship reporting system credit score credit lenders

      Filed under: credit score

      menlomam says...

      Getting Rich While Paying Debt Off

      One of the wisest things that you can possibly do this year, if you are not already doing it, is to become debt free. Here is something that you may not currently be aware of: Gaining a control over your finances that you did not previously have could actually make...


      Blog Search Query Tags:

      investment portfolio Personal Finance bad debt endeavor credit score bad debt Leverage instances improving your credit score improving your credit Real Estate new found power

      Filed under: credit score

      BTE says...

      Finovate Startup 2009 Live Twitter

      I am attending Finovate Startup 2009. It is an action packed 1 day format which I belive will lend itself perfectly to a live twitter. Stay tuned it should be an amazing day. http://twitter.com/BlogTrafficExch In the break I have scheduled some talks with SimplFi, Mint, and Calendar Budget. I am...


      â-> next-> wesabe-> ly-> com-> credit
      5 Online Store Search Results

      1. Credit, Charge Cards Trading Cards Collectibles


      5 Online Store Search Results
      1. Credit, Charge Cards Trading Cards Collectibles


      • Face time versus internet time I am struck more and more by the dichotomy between internet time and face time. Often, it's very difficult to time-budget my own activities, because I don't know which time class an activity is going to fall in to. Let me explain... Internet time Internet time is activity limited mainly...
      • Keys Are you financially secure? With the economy at the top of almost everyone's watch list, job security is a thought that comes up often in discussions with others. Each day the number of people losing their job increases and for some the idea of trying to go out and find another job is a...
      • Holiday Shopping Tips – When Is the Best Time for Bargains? Getting the best bargain on your holiday shopping is very important when you have a set budget and a seemingly limitless shopping list. Every time you are able to score something from your list at a bargain price you are able to stretch your shopping dollars a little further. But...
      • Security Mechanic Provides No Security! Security Mechanic is a rogue security program that nonfunctional. Although the security alerts it displays to the user look very authentic and are often frightening, this product serves no purpose. Through the aggressive and misleading alerts, the hackers who invented the product hope to scare the user into believing that...
      • volunteer_tax First Lessons Learned as a Volunteer Tax Preparer A few weeks ago I wrote about my decision to obtain IRS certification as a volunteer tax preparer for the VITA and TCE/AARP Tax-Aide programs.  Last week was my first opportunity to meet with four people who had made appointments to receive help with their returns.   The volunteer office...
      • What free software do you use? No Credit Needed has a post on free software he uses every day. I'm a big proponent of open-source software, since I think it's every bit as good as commercial software, and often is better. It's also usually really frugal -- there's great stuff out there! If I need something...
      • Live from Finovate Startup - First Demo Session I'm blogging live from Finovate today. Here's an update from the first demo session: Expensify - "Expense reports that don't suck..." Gets all information from a credit card import and can produce an IRS tax-compatible receipt. Import from 92% of the US credit cards... Fairly impressive reporting. kaChing - KaChing...
      • Make some S'mores! 4 Things to Do During Camping 'Downtime' /caption]Let's face it: even on your most active day of camping - fishing, hiking, boating, building fires - there's still going to be some downtime. After all, even the U.S. Marines enjoy a certain amount of free time every day. If your day has been active enough, you might only...
      • Prosper Webinars I am wondering if anybody has gone to one for the Prosper Webinars on lending, borrowing money, and group leading. I have been receiving email invitations for several weeks, but I don't see how they would help me.  If you have gone to one of them can you tell me...
      • White Knight Two Good Even though the whole thing is going to be a hugely expensive treat, suitable only for those people with big pockets, the successful test flight of Scaled Composites' WhiteKnightTwo aircraft is a fantastic thing.  It's truly one of the most beautiful flying machines I've ever seen and is much more...
      Blog search tool by BlogSearchQuery.com

      Blog Search Query Tags:

      personal finance blog rudder debt loan budget white label technical glitch credit score twitter personal finance management quiet period management tool financial health

      Filed under: credit score

      Protection says...

      Manage your credit with 10 online tools

      Managing your credit and personal finances can be an exhausting task to take on all alone. Regardless of whether you’re in debt or in the clear—or whether you’re a financial whiz kid or not at all financially minded—online tools can help you successfully manage your credit.

      1. Mint

      2. ClearCheckbook

      3. SmartyPig

      4. CalcEnstein

      5. CardTrak

      6. Bankrate

      7. CNN Money

      8. Practical Money Skills for Life

      9. Mapping Your Future

      10. CreditReportsandScores.com

       

      Filed under: Credit Score

      Protection says...

      Follow these 4 steps to ensure a low credit score won’t affect your job eligibility:

      1. Know your credit score before the employer credit check. By law, you are allowed a free annual credit report from each of the 3 reporting agencies: Experian, TransUnion and Equifax. Before applying for a job, request your report to determine how healthy or unhealthy your credit actually is.

      2. Check your credit report for any errors. If you notice any wrong information, first contact the credit reporting agency in writing to contest it. The agency will then work to either verify the information or delete it from your report. If the information is deleted, a corrected report can be sent to anyone who received a copy during the past 2 years for employment purposes. If the investigation does not end in your favor, you can have a statement of dispute added to your report.

      3. Work with a credit counselor to improve poor credit. Credit counseling services can guide you through the process and offer valuable information to help you improve your situation. Some counselors charge for their services, while other nonprofit counselors offer their services for free.

      4. Use a credit monitoring service. These services monitor your credit profile on a daily basis and alert you to any changes reported by each of the 3 reporting agencies.

       

      Filed under: Credit Score