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fishing says...

The Essentials of Living Aboard a Boat By Mark Nicholas

If you've been considering making that transition towards living aboard, this is the go-to resource for everything you'll ever need to know. We highly recommend this book since it does go into such detail that all of your questions should be answered. It was nice to find a resource that...


once-> aboard-> book-> living-> boat-> live


  • Review: Boater101: A full-reference guide to boating basics Federal law may not require boaters to take a safety course of any kind, but that does not mean that boaters should hit the water without a good working knowledge of the basics. Making states do require that boaters below a certain age limit pass a safety course before they...
  • Toronto Boat Tours by Bus & Boat Company The Bus & Boat Company offers Toronto?s most comprehensive land and water tour. Your sightseeing package includes a scenic city tour aboard a classic British Double-Decker Bus and a boat cruise through the beautiful Toronto Islands. The Bus & Boat Company is bound to turn in to real, your fantasies...
  • The Essentials of Living Aboard a Boat By Mark Nicholas If you've been considering making that transition towards living aboard, this is the go-to resource for everything you'll ever need to know. We highly recommend this book since it does go into such detail that all of your questions should be answered. It was nice to find a resource that...
  • Review of The Liveaboard Report: A Boat Dweller's Guide to What Works and What Doesn't by Charlie Wing When bestselling author Charlie Wing decided to drop everything and chronicle his life living aboard a boat, millions took interest. While this is a terrific read when it comes to what you'll need and what you'll experience when living aboard, those looking for a more technical read will probably be...
  • How Boat Things Work : An Illustrated Guide by Charlie Wing After Charlie Wing published his book on living aboard, many readers were upset that it really didn't cover the technical aspects of life aboard a ship. So, this new book from Wing was a pleasant surprise, even if the title is decidedly non-technical. However, if you want to know about...
  • Changing Planes Changing Planes Live /caption] In this metaphysical fiction, a novella, you'll find Madison Reeves, VP of a high-end retail department store, headed for the Bahamas on a much-needed vacation. After passing through a cascade of lights similar to the Aurora Borealis while flying in a southern sky, everything quickly changes for Madison and...
  • Quick Book Review: Better Off I have been reading a lot of books lately on the environment, sustainability, simple living and corporate responsibility. I finished this book a few months ago called "Better Off" by Eric Brende. Eric and his wife got rid of their car, running water and anything else "modern" in life and...
  • Book Review: Deep Economy By Bill McKibben. If you want an incredible treatise on what could possibly be wrong with the way that most people live, I really recommend Bill McKibben's book Deep Economy. Discussing how it will be impossible for us to continue our rapid economic expansion the way things are going, McKibben offers an alternative:...
  • Living in another country: Is it for me? What do I need to do? (pg. 3) is the public transportation system? Many of the conveniences you take for granted here may not be available when you move abroad. Things that you have been doing for years without thought can become testing trials once you are living in another country. Finding a bank, buying toiletries, and delivering...
  • Review of Buying a Great Boat by Athur Edmunds When the author of a book is an ex naval architect, you're pretty much guaranteed that you're getting some first class knowledge when it comes to selecting the boat that is right for you. This book did not disappoint in any major way and is truly helpful for those buying...
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  • Best Way To Win Your Ex Back - Master This Tactic To Get Your Ex Back Today If you want to win your ex back fast it is critical that you avoid making common mistakes that will do little but push you ex away forever. After a break up couples go through the same struggles, fights, acts of desperation by partners not wanting to let go. It's...
  • Is A Signed Book from The writer Or Inscriptions Of A former Owner of value? The connection of a book with a former owner may contribute to its value, depending upon how well renowned the former owner is and how significant the book was in reference to this individual. Discovering a twentieth-century book signed by the author is rather common. Authors habitually made promotional...
  • Take the Money and Run – A Man Named Salvador Had he not taken the money and ran, he and his family would either have been killed by this local gang, or extorted until the gang had acquired all the cash. n
  • Reblog this post [with Zemanta] Gamer Sues WoW For Ruining Life Erik Estavillo is seeking $1m (£600,000) in damages, claiming the orc-tastic roleplaying game has turned him into a blank-eyed basketcase who can no longer function in the real world (as the lawsuit itself appears to prove). Having apparently become addicted to rampaging around some made-up mountains clobbering other collections of...
  • Marriage Counseling -- When We First Fall In Love, We Overlook All The Little Annoying Things. Marriage counseling -- you might need it, when do you know? When you know the honeymoon is over is usually when you might need marriage counseling. But when do you know when the honeymoon is over? When your partner starts saying bad things instead of good things, like, instead of:...
  • Singapore IR Scenarios Can We Bet on Singapore Integrated Resorts Today we have a exclusive report about the soon to be opened Singapore Integrated Resorts by our popular Expert IR, who is one of the key panelists invited at the Gaming Executive Summit to be held on 2nd & 3rd December in Singapore. With the opening dates of Singapore Integrated...
  • 1 Jeter ProBaseball : Free Nokia Games Gameloft Derek Jeter Pro Baseball 2006 : Free Nokia Games Derek Jeter Pro Baseball 2006 Step up to the plate with a variety of gameplay options including Quick Play, Exhibition, Season, Playoffs and all new for 06, the Home Run Derby! Before playing though, be sure to run through the...
  • Read More Books In case you missed it, there was a FNN news story published earlier today.  FNN stands for Fake News Network ... Happy Black Friday.  We're delaying Fiction Friday this week, but will have a special two-part story on Saturday and Sunday.  Today, however, we make a blatant attempt to get...
  • When I Bought My Aquarium An 100 gallon aquarium holds a large amount of water. If people are serious about having many fish for pets, they may purchase a 100 gallon aquarium. These aquariums stay cleaner longer than smaller models. An 100 gallon aquarium is good for fish as well as aquatic gardens including...
  • 5 Measures to a Better-Behaved Pet Want to live a better lifestyle? Get a dog. Surveys indicate that pet ownership helps reduce stress, lowers blood pressure and resists off feelings of aloneness and depression. While nothing can top the love and companionship of a dog, there are some unpleasant behaviours that just would not do...
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  • Best Hiking Trails Reviewed The Top Five Hiking Trails Reviewed /caption] Hikers of the world, unite!  Don't just unite, find the best place to do unite, then hike it.  We live in an amazing world that's brimming with ideal hiking spots and camping spots, but there are a number of hiking spots that attract people from all over. If you...
  • 64250796_f6ebd169f9 How our reactions to events can impact our destiny Larry Joseph Burrows: Destiny's a pretty big concept, when you think about it. Where you are in life, how you got there, what would have happened if one thing or another had been different. One of the most important skills that can dramatically  improve the quality of our lives...
  • Use Leftovers to Slash Your Grocery Expenses Grocery expenses can add up quickly, especially if you’re feeding a growing family. Although you want to save on food for you and your family, you don’t want to cut nutritional corners. So how do you prepare healthy meals and still keep your expenses under control? If you plan ahead...
  • You Waited 300 Articles for THIS? This marks the 300th article in the history of The Casual Observer!  We're actually a bit above 300, as a small handful of articles were removed for  various (but very good) reasons.  By our formal counting, we're at 300, though. I was hoping that article #300 would be a splashy, fantastic article. ...
  • Wednesday Wadio: Don Lennon's 'What SNL Stands For' "Live from New York, It's Saturday Night..." I suppose at this point I am officially championing a cause. I got Don's long awaited new CD in the mail yesterday, and was instantly smitten with the lead track, What SNL Stands For. I'm not sure what the hidden meaning is here....
  • People rushing through train station 2 Outsourcing and Immigration - How Have Demographics Transformed the World Economy? Guest Post by: Randy Charles Epping From: eZineArticles At present birth rates, only a handful of developed countries will avoid seeing their populations decline significantly over the course of the 21st century. In the European Union, for example, not one member country has a fertility rate that ensures a growing...
  • Currency trading online Online forex trading is bustling and famous with new age forex traders. There are lots of options available online for traders who wish to invest in one such system. Though, online trading is easy and gives many opportunities to the trader to earn good money but the trader needs to...
  • The Importance Of A Squeeze Page In Internet Marketing ================================ Like this article? Subscribe to my RSS Feed ================================ To market your internet marketing business (or any other online business), you'll need to get leads from squeeze pages more than any other source. A squeeze page, or landing page, or optin page, is a page that contains some kind...
  • [Banner image advertising Clickbank Cash Blogs] Affiliate Marketing with Clickbank Cash Blogs Anyone that is interested in earning money online will soon discover affiliate marketing. Affiliate marketing is everywhere on the internet and is very easy to get started with. You will find an endless supply of products and vendors that are involved in affiliate marketing. One of the hottest online marketplaces...
  • babyshoe the generational contract What do you owe to the future and the past? Do you owe anything to your parents, grandparents, aunts and uncles and other people from the generations before you? What, if anything, do you owe to your children? Many people are in the habit of speaking of debts and dues...
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Really, go see it if you want. Just be appropriately disgusted as blue slinky creatures fill the screen in a world reminiscent of Endor.
  1. It cost $237 million US to make, which is bigger than the GDP of nine countries!
  2. The Na'vi killed and ate the Ewoks before taking over their planet.
  3. Sigourney Weaver doesn't answer to the name Ripley.
  4. James Cameron hasn't made a film since Titanic and may blow a gasket when isohunt.com posts a copy a day early.
  5. Leonardo DiCaprio ain't the king of this world.
  6. Big let down when you find the entire story is just John Connor playing a video game on Skynet.
  7. The film could never live up to Cameron's masterpiece Piranha Part Two: The Spawning.
  8. If there's not a place for Tom Arnold in a film, I just can't support it.
  9. Sam Worthington's in a remake of Clash of the Titans; don't encourage him, or next he may re-imagine Krull.
  10. Remember the budget for Waterworld? I'm just sayin'!

Filed under: budget

WordPress says...

Water Gardening 101

Although the water country gardens depicted in the magazines are generally quite large and complex, there is no reason why you cannot create your own stunning water garden easily and without much effort. The trick to water gardening easily and effectively has to do with properly planning and customizing your...


micro-> own-> create-> gardens-> budget-> water


  • Review of the Complete Idiot's Guide to Rock and Water Gardening Title - Complete Idiot's Guide to Rock and Water Gardening Author - Carlo A. Balistrieri ISBN - 159257159X Format - Paperback: 272 pages Publisher - Alpha (April 6, 2004) This particular book on rock and water gardening is an enthusiastic book. While there is absolutely enough information about both water...
  • invoices Creating a Budget 1 Creating a budget may not initially sound like something that you are going to want to do. Just because it is not one of the most exciting things in the world for you to do, that does not mean that it is not vitally important in making sure that your...
  • How Creating a Budget Can Help Lower Your Debt When people think about creating a budget they often cringe. It sounds overly complicated or time consuming, and they would rather just avoid it all costs. The truth is, not creating a budget for yourself and your family is what should be making you cringe. Your expenses and expenditures can...
  • How To Get Your Finances Under Control - Step 4 Create a Budget AND Follow It! This article is step 4 of the series called How to Get Your Finances Under Control One of the most important steps on your journey to getting your finances under control is establishing a budget. While creating an effective budget takes time and a little number crunching, the freedom your...
  • Making a budget Creating A Budget In 3 Simple Steps The number of people falling into debt increases in each month of this economic downturn and the amount will continue to increase as the economy continues to slow.  Many of the individuals that depended on credit to finance their lifestyle now find that the amount owed to their creditors is...
  • Creating A Budget And Sticking To It You can maintain your finances and stay away from debt in an effective manner by creating a budget and maintaining or sticking to it. The word budget brings the thought of figures and money into your mind. Budget is the best way to balance your expenditure and ensure you do...
  • What First? Pay Off Student Loans or Save For Retirement? We've made it known on StupidCents on how important it is to start early when investing. Of course, that is easier said then done, especially when you just graduated from college with student loan debt. Getting your feet wet in the real world, finding a job and spending your new...
  • How a Family Budget Can Help Alleviate Stress Does the idea of creating a family budget stress you out? If you avoid the topic of budgeting because you don’t want to stress about money, I have some good news for you. Having a budget doesn’t cause stress. In fact, my experience has been that having a family budget...
  • a-better-way-to-budget Budgeting – The Key to Finding Extra Money You Didn’t Realize You Have The key to financial freedom is living on a budget.   By creating a budget and sticking to it, you can find extra money that you did not realize that you have. The budgeting process can be an uncomfortable and unsettling experience.  In the 4 D’s – How to Become...
  • Creating a Budget-Friendly Christmas List - 5 ways to make the holidays less expensive for your friends It's that time of year--friends and family are asking for our Christmas lists. Sometimes it's tough to know what to tell them. After all, most of us are frugal-minded and we don't want to break their banks. But at the same time, they want to give us something we'll...
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  • North India Visit India: The UN-Official Guide /caption] India Country Guide India is a mystical land that presents the traveller with a bamboozling array of unforgettable experiences. Hinduism, the prominent religion, is intimately woven into the fabric of everyday life, reflected in an extraordinary range of time-honoured traditions. Apart from its ancient spiritual framework, India's vastness also...
  • Inject Your Own Personality Rule 7, and probably the least used of them all. Inject your own personality into what you're writing. People like to be entertained, even when they're learning serious business-like stuff. Don't be afraid to talk to your customers like you would your friends, because not only are you likely...
  • Where should I get my bulk water? The availability of bulk water availabe for export has increased over the past years and there now appears to be three countries leading the way.  These countries are New Zealand, United States of America and Iceland. New Zealand The New Zealand company, Aquazeal, has a substantial amount of pristine water...
  • 100's Of Calories Saved Daily From Beverages With Magic Drops: We're Drinking More Calories Than Ever! Don't be one of those individuals that believe the word magic when added to anything, like magic pills, or even magic oils that help you lose weight. As you may suspect no magic pills or formulas are available when it comes to losing weight, yet people earn 1000s of...
  • The Doll and Eye Poem: The Doll and Eye Happily an idol on the sand is washed away. As the branches softly sway A running short breathed confession in a broken verse To realise simply that none were ever cursed Judging inwardly Because of honesty Poor yet supposedly possessing a richness Yet to be fathomed Friends, still friends,...
  • Invisible realities - adepts and masters Virtue of Truthfulness - Invisible realities (Continued from Virtue of Truthfulness – Psychological truths) When I took an interest in martial arts, I had to face the Indian yoga. If the Chinese philosophy does not contain enough mystical elements then mysterious Indian philosophy and yoga would contain it for certain. Metaphysical truths, are in fact more...
  • The Non-Smoking Recluse That I Am Day 9.  Katie Oh dear, the money I am supposed to be saving on ciggies, I am rapidly spending on parking fines! The non smoking recluse I am has made me turn to late night biscuit sessions, consequently I then sleep in and forget to move my car and receive...
  • Porter Stansberry's poignant government rant From Porter Stansberry in the S&A Digest: I'd like to make you a business offer. Seriously. This is a real offer. In fact, you really can't turn me down, as you'll come to understand in a moment... Here's the deal. You're going to start a business or expand the one...
  • does anyone have an email address for asda head office in uk? I got a home delivery shopping yesterday and as the driver reversed out my drive he crashed into my wall in garden and knocked it down. all he said was " woops" befor driving off. Despite 3 calls i have got no where. im unsure where i go from here....
  • Watch Top Gear Season 14 Episode 2 Hey there car fans! Episode 2 is now out and I am sure you would want to watch this episode. Read the summary below and then head right over to the link below to watch Episode 2: The boys' propensity to be ambitious but rubbish, means the possibility of...
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  • Book Review: The Aggressive Conservative Investor By Martin Whitman Martin Whitman is no stranger to finance nerds such as myself.  He is the founder of the well-respected Third Avenue Management fund shop and fund manager of Third Avenue Value (TAVFX), which has absolutely trounced the market averages over the trailing 10 year period.  Indeed, Whitman's fund is one...
  • Whoops! The End of the World Animation - NSFW This is a Doodiepants favorite. We have no idea who created this "End of the World" Shockwave Flash animation.  But the site that made it famous, EndoftheWorld.net has no idea either. It's not safe for work(NSFW).  It does use the F-word a few times.  But heck, it's about nukes...
  • Omer Bhatti at the Michael Jackson funeral Omer Bhatti - the non son of Michael Jackson /caption] Norway does not have many internationally renowned celebrities, movie stars or artists, but we do have one and he is world famous in Norway :) Because of this fact, anything that makes Norwegians interesting is good stuff for our media. In 1996 the then 12 year old Omer Bhatti...
  • How Much Money Can I Borrow Against My House? by Pat Luna The only constant thing in life is change. You might never have had to borrow money before, but there always is a first time. The important thing for you is to see that you don't let things run amok this first time, so that you are still...
  • Working From Home With Lifepath And Owning A Maltese Dog by Lyndsay Searle We own 3 Maltese dogs, they are such a sweet natured and loving breed of dog bred especially for companionship. They adore traveling in the car with you and just like to be by your side. Some people know them as Maltese Terriers but this is incorrect...
  • More Stress, Less Money? Ways That Stress Can Cause Your Spending to Increase If you're frequently stressed out, do you tend to make bad money decisions?  My answer is yes.  If you know you're under stress, keep an eye on your bank account and your budget, if you have one.  And it's not just financial stress that causes bad financial decisions.  Sometimes the...
  • PLR Is Good for Both the Buyer and Seller How PLR Is a Mutual Perk for Both Buyers and Sellers PLR content is a hot topic right now mainly because it is win-win for both buyers and sellers. Your investment in PLR is a fraction of what you’d pay for original articles, even if you pay an editor to...
  • Things You Should Know Before Investing In Penny Stocks Penny stocks are stocks that are priced below $5. They are usually traded on Pink Sheets or Over the Counter Bulletin Board (OTCBB). In order for a company to be listed in Pink Sheets, they must have a broker to quote their share prices. Pink Sheets is not registered by...
  • MS-ACCESS Ms-Access is the relational database application in the Microsoft Office Professional. With Access, you can perform the following tasks: a) Organize data into manageable related units. b) Enter, modify and locate data. c) Extract subsets of data based on the specific criteria. d) Create custom forms and reports. e) Automate...
  • Blogging Tips – Test All Of Your Blogs Functionality Often Bloggers, every time you upgrade a plug-in or wordpress version you should try and make a point to test out everything on your blog that you can.  This includes confirming your contact me forms are still working, your plug-ins are still rendering properly and any other custom material you have...
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BTE says...

Finovate Startup 2009 Live Twitter

I am attending Finovate Startup 2009. It is an action packed 1 day format which I belive will lend itself perfectly to a live twitter. Stay tuned it should be an amazing day. http://twitter.com/BlogTrafficExch In the break I have scheduled some talks with SimplFi, Mint, and Calendar Budget. I am...


ly-> next-> com-> â-> rt-> http


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      • Photo of Bank of America ATM Machine by Brian ... Bank of America has been granted a patent for its Active Card Control solution... Image via Wikipedia A new technology that allows it's corporate clients to manage the available funds on corporate purchasing cards dynamically and in real time. The company says the technology helps reduce the risk of theft and enables clients to gain increased control over employee expenditures. The Active Card...
      • Mlm Tips - Biggest Killer For Network Marketing Businesses As far as network marketing tips are concerned, if there is one you should write out and plaster on your wall it's this..."Never come across as a desperate marketer."Network marketing is full of desperate marketers yet the sad part is, many just don't realize they are acting desperate and it...
      • How to Protect Yourself from eBay Fraud There’s no way to measure what percentage of eBay auction items that are being sold are fraudulent, or what percentage of eBay buyers have no intention of actually paying for the item, but the sheer number of attempts to fraud honest eBay members is most certainly a growing problem. You...
      • Late Again (Part One): People Who Have or Will Have Died at Least Twice It has happened for just about ever, and will end just about never: premature obituaries. What was once a gossipy word-of-mouth process evolved to the printing press, then radio and TV, and currently email and websites. An erroneous report or claim of death is caused by many factors – fraud,...
      • Turning a Hobby into a Work-From-Home Job In this recession, more people are turning to a work from home job to make their income.  The Internet has become the new marketplace for many people displaced from their normal jobs.  For several years, it has been a source of additional income for many, and a great source of...
      • Island Muay Thai - Welcome to Koh Tao The New Thai Boxing Blog of Island Muay Thai Koh Tao Welcome to the Island Muay Thai Boxing Accademy This is the home of the Thai Boxing School "Island Muay Thai" in Koh Tao Thailand. Here is where all the thai boxing news will kick in shortly. We will add fight reports, pictures and videos on this blog not only from...
      • rss-ny_06.png Some Realy Cool Christmas RSS Icons. I was thinking of creating a set of Christmas RSS Icons for my subscribers when I chanced upon this set at ajaxpath.com. The download link cam be found at the footer of my feeds. From time to time I will be adding goodies and freebies links to my feeds,...
      • What to do with a Semi-Used Gift Card For special occasions my mom is likely to give me a Gift Card with a major corporation behind it (Visa, Amex, etc.).  It is likely she does it because I am a PAIN to shop for (just ask THE WIFE) - I don't have any REAL hobbies, I hate spending...
      • exercise How to Keep Your New Year’s Resolutions At the beginning of each year many of us realize that we’re not exactly where we would like to be at in some part of our life, whether it’s our health, our relationships, our hobbies, our jobs or something else. We then resolve to improve some aspect of our life...
      • Virtual Marketing - Vision with the latest in Techniques Virtual marketing is a broad term used to define professional internet marketing services.  This includes web design, development, search engine optimization, social marketing optimization and much more. These days there are many e commerce companies who use latest programs and techniques for improving their business. They use the latest technology...
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      Blogging personal finance management FinovateStartup09 hippo credit score budget personal finance blog twitter lazy man quiet period chris larsen rudder

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      nero says...

      Filed under: Budget

      I’m on the three paydays until Melbourne savings crunch and I have something on every night this week. It is also my turn to arrange a fortnightly get together with some of my friends – one of my favourite times – we hang out, eat, drink cups of tea and talk about everything from the ridiculous to the meaning of life.. things are more likely to veer toward the ridiculous most of the time.

      On Monday I was still trying to decide what to do on Wednesday (tonight), knowing that I’d be tired after working Tuesday night and lacking inspiration. The best I could come up with was dessert at a cafe, not my most exciting idea but acceptable. I ring Alex for advice, she suggests – pizza. Not ordering in, not even Sals NY Pizza, she means make our own. Genius.

      Everyone is instructed to bring their favourite toppings, I pick up bases and a few essentials and a selection of fizzy drink – hey, I’m on a budget okay! Plus there is something seriously intermediate school group about this gathering. (After three tall glasses of glasses of Sparkling Duet I come to the conclusion that fizzy drink is far worse than wine for excitement and giggles).

      The pizzas were a stunning example of group participation – we had seven bases and seven people. We experimented with flavours and all took turns creating our masterpieces. None were disasters, although some of us declined to opportunity to enjoy the anchovy pizza.

      In a week this busy, it would be easy to make nights like this one a low priority, but I’m so glad I made time for my regular quality time with these friends. It was great fun, delicious and I now feel incredibly relaxed, which is not my usual dinner party experience.

      Try it... and for bonus points have the makings of banana splits in store.

                         
      Click here to download:
      Blog_LoFi_entertaining.zip (766 KB)

      Filed under: Budget

      pressehof says...

      Konstanz - Ausgeklügelte Medienverteiler erstellen, personalisierte E-Mails verschicken, Mediadaten erfassen und zuordnen - das sind nur einige der Funktionen, die mit der neuen cobra PR-Edition nun ganz reibungslos den Arbeitsalltag erleichtern.

      Speziell auf die Anforderungen des Bereichs Presse- und Öffentlichkeitsarbeit zugeschnitten, bietet diese Software eine hohe Transparenz sowohl für die Nutzer als auch für deren Kunden. "In unserer ersten branchenspezifischen Lösung steckt das Praxiswissen mehrerer erfolgreicher PR-Agenturen. Mit viel Detailfreude und großem Know-How standen sie uns als Partner zur Seite. So konnten wir die Software perfekt auf die Bedürfnisse...

      Die cobra PR-Edition ist da bei Pressehof komplett lesen

      Filed under: Budget

      Plant Lust says...

      Important info about customer financials. Important info about customer financials. Important info about customer financials. Important info about customer financials. Important info about customer financials. Important info about customer financials. Important info about customer financials. Important info about customer financials. 

      this is a link to more about the story

      Filed under: Budget

      Andrew says...

      While many larger organizations have cut technology spending over the past 18 months or so, mid-sized businesses have always had fewer resources to build and manage the critical solutions they need. In addition, many companies are hesitant to increase staff size or make capital investments in an uncertain economic environment. Now, organizations of all sizes are turning to another option:  using managed services can both contain costs and deliver the technology to compete effectively with firms of all sizes.

      With the right provider, a medium-sized business can enjoy the same service levels as a Fortune 500 company, without the costs of building and maintaining an in-house solution.

      Affordability Issues
      At a seminar earlier this summer, I spoke with the CIO of a medium-sized service firm. His data footprint was growing rapidly at all locations: at the data center, at a satellite office, and on employee laptops. He knew he needed a new data backup strategy for his organization, but wasn’t sure if they could afford to do anything in the current year. Then we discussed in greater detail his needs and the options available, examining his total cost of ownership.

      Beyond Development Costs
      Investment decisions often focus on the development costs, a significant share of a homegrown solution. But to understand the full cost of a do-it-yourself approach, CIOs should also include the following expenses:

      • Hardware and Software:  Cash and credit are both tight these days, making it hard to cover the upfront capital expenditures needed for an in-house solution. Factor in depreciation, licenses, and other costs to understand the full impact.
      • Additional Staffing: While pundits debate our economic future, few firms are prepared to embark on a new hiring spree. An in-house solution may require additional staffing and training, or deter existing staffers from focusing on other pressing strategic initiatives.
      • Infrastructure: Network, design and capacity upgrades may be necessary to keep pace with data growth.
      • Facilities: Floor space, maintenance, and (volatile) energy costs are often overlooked but can quickly deplete a budget.

      In light of these sometimes unpredictable costs, the service firm CIO soon decided that a turnkey service was the right approach to implementing the backup he needed this year. 

      Save the Way to High Quality
      By eliminating or reducing most or all of the in-house expenses, mid-sized businesses can afford a solution of the highest quality and reliability, without the risks on a do-it-yourself project. According to a recent IDC study on disaster recovery, companies that leverage an in-house model spend 32% more than those opting to outsource.

      Will managed services meet your particular need? Ask potential vendors to show how they’ve reduced customers’ TCO or can provide savings on specific budget line items. In addition, a cloud-based service can deliver the efficiency, availability, and scalability needed for a rapidly changing business environment. If you’d like to find out more, I’d be happy to answer your questions about these options.

       

      When the economy takes a downward turn, company IT budgets are usually one of the first casualties. This is the case with the current recession, as evidenced by an October 2008 CIO Magazine survey in which 40 percent of 234 IT chiefs surveyed said they are cutting spending, essentially freezing new IT initiatives, if not scrapping them altogether.

      However, technology is a critical element of business, and despite the current economic climate, the need for reliable IT remains the same—especially when it comes to IT Maintenance or fundamental business applications such as email or customer relationship management (CRM). As companies across all industries face tough decisions about where to put their limited funds, Managed Services, hosted or "software as a service" (SaaS) model makes a great deal of sense.

       

      How do Calm Response define Managed Services?

      Any Proactive Services that are Remotely Delivered and Prepaid For, on a Recurring Basis.

       

      If you would like to know more about how managed services can benefit your company, please contact us at Calm Response.

      This article written by  Daniel Rabbitt, IBM GTS Worldwide Marketing Manager for Business Continuity and Resiliency Services and appeared on infoboom.com

      Filed under: Budget

      Andy Small says...

      Sen. Charlie Shields, R-St. Joseph, the president pro tem of the Senate, is expected to name a replacement for Nodler as Senate budget chairman sometime today. The odds on favorite is budget vice chairman, Sen. Rob Mayer, R-Dexter. In a conference call, Nodler said Mayer would be “an excellent chairman.”

       

      Filed under: Budget